BLOGWhat to do if your travel is disrupted in the Gulf region and Middle East: Travel Insurance FAQs
CategoriesWorking from home has become a normal part of life for many people. Whether you're working remotely full-time, splitting your week between home and the office, or running your own business from a spare room, it's worth taking a moment to consider how your home insurance might be affected.
If your home is affected by defective concrete blocks, insurance may be one of the many things on your mind.
Will your existing home insurance continue? What happens when your policy comes up for renewal? Will your insurer pay to replace defective blocks? And what happens to your cover while remediation work is taking place?
Planning a trip to Europe? Here's why it's important to understand the difference between your EHIC and travel insurance.
Whether you're heading to Spain, Portugal, France or anywhere else in Europe this summer, it's easy to assume your European Health Insurance Card (EHIC) provides all the protection you need.
While the EHIC is a valuable card to carry, it isn't a substitute for travel insurance. Understanding what each provides can help you travel with greater confidence and avoid unexpected costs if something goes wrong.
When it comes to insurance, there are many common misconceptions that can lead to confusion, or without the cover you expect! It is important to understand how your insurance really works to help you to avoid unexpected costs and make more informed choices.
That is why Understanding Insurance is here to help you debunk the most common insurance myths and tell you what you should know instead.
Insurance scams are becoming more sophisticated, making it harder than ever to tell the difference between a genuine insurer and a fraudster. Criminals are increasingly using convincing websites, fake documents and even cloned company details to trick people into handing over money or personal information.
Knowing how to spot the warning signs can help protect you from becoming a victim.
A real concern for motorists when it comes to not owning or insuring a car for a while is that they might lose their No Claims Bonus (NCB), which can take years to build up. However, it’s not that black and white. Even with a gap in cover, your NCB can remain valid for a time, depending on your insurer.
As part of the Department of Transport’s Moving Together strategy, motorists in Ireland are being encouraged to consider their options for other means of transport that can be kinder to the planet as well as having other benefits such as being cheaper or good for your health.
If you are moving abroad, switching to public transport, or temporarily not needing a car, you often can preserve your NCB.
The FIFA World Cup is one of the biggest sporting events in the world, attracting fans from across the globe. While Ireland may not have qualified for the 2026 tournament, many Irish football supporters are still expected to travel to the USA, Canada and Mexico to experience the excitement firsthand.
If you're planning a World Cup trip, travel insurance should be an important part of your preparations. Having the right cover in place can help protect you if things don't go according to plan and give you peace of mind while you're away.
Here are some common questions travellers may have before heading to the tournament.
Having a car can be handy at times. Like when you need to transport some bulky furniture, or if you’re dropping your 4 mates to the airport. But sometimes it’s just a bit of a pain when you have to deal with parking, maintenance and fuel.
If you add additional drivers on your motor policy, your household can enjoy the benefits of a car without everyone having to own their own vehicle. Whether it is your partner, child or a close friend, the flexibility that can be enjoyed from these insurance options makes them worth considering.
Before you rush to add someone to your policy, let’s take a look at the fine print that can apply to additional drivers.
Will buying an electric vehicle make getting insurance harder?
When it comes to getting insurance for your electric vehicle, there are a few differences to be aware of but you don’t be put off by insurance – it’s all rather simple!
Ireland has committed itself to achieving a 51% reduction in emissions by 2030 and a net-zero position by 2050. For the transport sector, this translates to a cut of 50% in transport emissions (relative to 2018 levels) by 2030. To achieve this target, the Government is supporting a large-scale transition to Electric Vehicles (EVs). The Moving Together Strategy acknowledges the importance of supporting the use of EVs and better charging infrastructure, especially given the necessity of cars in rural areas.
All across the country, thousands of commuters drive to work on the same roads to the same destinations as their neighbours, colleagues, or fellow students. If every driver carried another driver, the number of cars on our roads could be reduced by half.
Carpooling has great benefits for drivers, passengers, and the wider community. It’s a great way to save money by splitting the cost of getting to work or school, and fewer cars on the road will mean that your journey has a reduced environmental impact and contributes to reducing traffic congestion.
The Department of Transport’s Moving Together Strategy is a plan by the Government to make Ireland’s transport system more efficient for everyone while also reducing the impact of car dependence on the economy, the environment and the health of our society.
Saving for the future is something many people in Ireland are thinking more about, especially as the cost of living continues to rise. Whether you are planning for retirement, saving for your children’s education or simply trying to build financial security, it can be difficult to know where to start.
While many people think of insurers mainly for car, home or health cover, insurers can also play an important role in helping you save and invest for the future.
Missing a payment on your insurance can feel stressful, especially if you’re not sure what it means for your cover. The good news is that one missed payment doesn’t always mean you’re immediately uninsured. But it can lead to problems if it’s not sorted quickly.
Here’s what you need to know.
Being refused cover can feel like a real setback.
If you’ve applied for life insurance, income protection or serious illness cover and been declined, it’s completely understandable to feel worried, especially if you were depending on that protection for your future or your family.
However, a refusal doesn’t necessarily mean you’ve run out of options. In many cases, there are still steps you can take.
Insurance isn’t something you set once and forget about. As your life changes, your insurance needs can change too. Taking time to review your cover helps make sure you’re properly protected and not paying for cover you no longer need.
A regular review can also highlight gaps in your policy or opportunities to save money. Even a quick check once a year can make a big difference.
It’s easy to assume insurance is something you only need “just in case.” But being uninsured or hiring someone who can lead to serious financial and legal problems if something goes wrong. In many cases, people don’t realise the risk until it’s too late.
Whether you're planning a weekend staycation, heading to the coast, or catching a flight abroad, the August Bank Holiday is one of the busiest travel weekends of the year.